Latest Travel Insurance News

by: Christine Zafra

If you are planning to go to Europe, having insurance is not a problem at all. You are entitled to have a European Health Insurance Card (EHIC) which allows you to have insurance when you are in any of the European countries. This insurance entitles you to have your medical treatment for a small fee (if not for free), and the coverage of this is three to five years from the date of your trip. This card is valid for anyone who goes to or lives in any of the European countries plus, other countries included in the European Economic Area (EEA) such as Switzerland, Iceland, Liechtenstein, and Norway. What’s more is that, this insurance card covers pre-existing medical conditions (even chronic ones for that matter).

Photo taken from http://ec.europa.eu

by: Christine Zafra

They say that before leaving your house, you have to bring all the medicines you need—more so if you are scheduled to travel domestically or internationally. Even though your medicines are over the counter, chances are, the drugs that are available in other countries are not of the same milligram as to your preferred medicine. There are other problems that can be encountered but the most common one is that of unavailability of the medicine you need for your medication. Just make sure that you bring all the medicines you need in order to have a safe, happy trip.

Photo taken from http://www.buy-adipex-prescription.com

by: Christine Zafra

If you are really persistent in going to the country that has a disease outbreak like Bird Flu (either for pleasure or for business), then better get an immunization first against the disease that country has. If you have had the required immunizations before, check with your doctor if you need booster shots for it. Nevertheless, always remember that if you can avoid the infected country, then don’t bother going. If it’s for business purposes, you can check with your company if they can reschedule your trip. I am sure they wouldn’t want to lose one of their best employees, do they?

Photo taken from http://msnbcmedia4.msn.com

by: Christine Zafra

If you are planning to go on a trip, make sure you have read the latest news regarding the country you are going to. A lot of people who get contaminated by various diseases from foreign countries are those who do not read the dailies. Bird flu is what’s prevalent today. Check the news what countries are affected by it and as much as possible, try to avoid going to those countries. There is nothing better than being safe.

Perhaps you can schedule for a new destination if you really want to have a get-away. Rescheduling your trip is also a very good idea.

Photo taken from http://newsimg.bbc.co.uk

The Heathrow’s Terminal 5 have just opened. But it was greeted with a huge problem and trouble lies in dire of those lacking on travel insurance. The terminal stated that there are over 200 cancelled flights and thousand of traveler’s luggages have been mislaid. Unfortunately travelers had to cover the costs and suffer them from the inconvenience surrounding the whole 4.3billion terminal.

However, only those who have comprehensive insurance were able to get the claim for the delays and mislaid luggage together with the flight cancellation and the expense of acquiring accommodation. The airline insures the consumer to refund for the missed flights.

An advised was released by the UK Foreign and Commonwealth Office to individuals who are on the 55s and spending their holiday. They are advice to have travel insurance.

Annually the number of older holidaygoers is on the rise. It is estimated that 20% were engaging in unsafe activities and they would not tolerate staying only at home.
A little less than 20% reports of self injuries or being injured during overseas trip. A tenth allegedly do not behave in a safe conduct while they are expecting their own offspring.
The FCO also insisted that holidaygoers on 55s should visit their dotor and got check up prior to their journeying.

Lastly, the FCO urges holidaymakers, particularly the over 55s, to make certain that their travel insurance is sufficient for their needs.

InsureandGo a travel insurance provider revealed the most-claimed for top five of travel insurance in last year of 2007. The total amounts that travel insurers produced last year was 400milion pounds. That’s came from a 1.75 million claims alone in 2007.

In those claims the most popular claim was the medical treatment with over 500 000 claims made and totaling of 242.3 million pounds in pay-outs. Medical claims cost an roughly average of 477 pounds per claim as opposed to an average of 231 pounds per claim. Lost combined with stolen baggage reach 430 000 claims while costing about 35 million pounds. Cancellation of flight contributed 200 000 claims and cost the insurance company a total of 77 million pounds.

Several teams are set to play at the international rugby games. Rugby fans will clash and alongside with it they are being urged to make sure their travel insurance is ready. The Halifax insurance company advises the fans to check their travel insurance when watching plays at England, Wales, Ireland, Scotland, Italy and France.

Half of all sales are accounted to single trip travel insurance, and it may seems cheaper to pay for an annual policy rather than multiple and sometimes even a single trip travel coverage. Paul Birkhead of Halifax stated that although eager fans regularly check their tickets and the passports when they goes overseas travel insurance is also vital issue.

Moneysupermarket.com has learned, base on their research conducted, that the annual travel insurance are friendlier on the consumer’s wallet rather than getting single trip coverage for individuals while enjoying on holiday.

Peter Gerrard the Insurance research chief explains and advises the consumers to look for the best deal on travel insurance over single trip policies and is believe to be way cheaper. Peter also explained that not only the cost of the insurance to look for but the payouts of potential problems especially on the medical bills which is essential and at the same time very costly.
The highlight of the website was the case of Flexicor Direct, which offers travel insurance for only 60 pounds to cover family of four on multiple holidays.

In the most recent study about 35% of respondents were found out that they leaving for holiday without travel insurance coverage. That is one in three Britons were fails to get and insurance to protect them to medical emergency cost and loss of personal belongings.

Furthermore, 36 percent of the respondents were doing the same careless attitude once there are away. They keep their valuable possessions to other person rather than the use of safety deposit boxes on the hotel rooms and left their passports and money at the bedside tables. Over 50 percent of the respondents preferred a single trip insurance over the annual policy traveling once a year.